The Mortgage Expert Blog: Insights & Advice from Ameritrust

Why Non-QM Lenders Are Your Secret to Home Ownership in 2025

Many potential homeowners feel left out of the traditional mortgage qualification process, But non-QM lenders are picking up on this and provide flexible solutions that traditional lenders can't match.

What is a Mortgage? A Beginner’s Guide to Understanding Home Loans

Buying a home is one of the most significant financial decisions you'll ever make, For most people, this means taking out a mortgage.

Types of Mortgages: Fixed-Rate vs. Adjustable-Rate - Which is Right for You?

When it comes to choosing a mortgage, one of the most critical decisions you'll make is whether to go with a fixed-rate or adjustable-rate mortgage, (ARM).

How to Refinance Your Mortgage: A Step-by-Step Guide to Saving Thousands

Refinancing your mortgage can unlock lower interest rates, reduce monthly payments, or convert home equity into cash, But navigating the process requires strategy—this guide ensures you do it right.